Job Opportunities in the Seedcamp Portfolio

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.

We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

💡 Role Purpose:

To undertake AML processes such as Enhanced Due Diligence (EDD), Risk Assessments, Monitoring and Reporting. The role requires risk-based analysis and decision making and proactive collection and validation of required information to support timely client on-boarding and matter processing in-line with regulatory requirements.

You will be responsible for conducting periodic reviews and assisting FinCrime teams with other AML Compliance activities as required.

🔑 What you’ll be doing:

• Review and assess the AML and reputational risk associated with new and existing customers.
• Interact with customers to collect mandatory documentation required to complete EDD successfully, reviewing and verifying documentation received.
• Thoroughly document research and analysis completed on clients and/or matters in a manner suitable for review by internal and external stakeholders e.g. Regulators, Audit, AML Compliance Manager.
• Perform and review client and matter risk assessments and make risk-based decisions based on the analysis undertaken.
• Complete appropriate research in order to obtain a good understanding of a customer and related parties in order to monitor customer’s activities for unusual transactions.
• Provide AML advice and support to internal stakeholders: CDD team, Fraud Mitigation team, and Customer support team.
• Perform investigations where there are ML/CTF suspicions regarding customers and/or matters and escalate findings clearly and concisely for internal review by the MLRO.
• Assist with any other AML Compliance-related matters or projects as identified and by the Compliance Team or MLRO.

🧠 What you’ll bring:

• 2–3 years experience in the Financial crime environment.
• Experience working within EU regulated markets.
• Knowledge of Anti Money Laundering and Counter Terror Financing Law (AML/CTF Law) of Lithuania.
• AML qualifications such as CAMS or ICA are a plus.
• You're organised, self starting, require minimal supervision and take ownership.
• Experience investigating and monitoring high risk customer activity.

🎯 What success looks like here:

• Consistently obtains and verifies all mandatory documentation required to complete EDD, engaging customers clearly and effectively to avoid delays or rework.
• Produces clear, thorough, and audit ready documentation of research and analysis that withstands internal review, audit scrutiny, and regulatory challenge.
• Identifies ML or CTF risks through effective investigation and escalates findings clearly, concisely, and appropriately to the MLRO.
• Delivers sound, risk based client and matter risk assessments, making well reasoned decisions grounded in evidence and regulatory expectations.

🎈 Benefits:

• Competitive salary
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Pension funds contribution to 3rd pillar of Pension Funds (4%)
• Life insurance for 50K
• Medical health insurance for 820 Euro (with a free limit of 650 euro)
• Free Curve subscription for you and your +1

📝 A note from us:

• We know that great candidates don’t always tick every single box. If this role excites you and you think you’d be a great fit, we want to hear from you.
• We design our hiring process to be fair, inclusive, and practical. If you ever need adjustments or feel there’s a way we can improve - we’re all ears.

• This role will be required to attend our Lithuania (Vilnius) office, 1/2 days per month (minimum)
• The successful candidate will require full working rights in Lithuania without the need for visa sponsorship