Wholesale Credit Risk Manager

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 45+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Risk team sits at the very core of Revolut. Those special agents work across functions, products, and regions to monitor front-line performance and ensure that the business is on safe footing.

People in the Risk team are among the first in the company to get involved in new business initiatives, from App Technology, through Treasury and Finance, to Customer Support 💫

We’re looking for a Wholesale Credit Risk Manager who’ll continue to help grow and monitor the wholesale credit portfolio of Revolut. An expert at making data-driven decisions with good business intuition on risk adjusted return requirements. Someone to support the initiative for preventive and reactive actions towards any micro and macro factors impacting portfolio credit performance and profitability 🏋🏾‍♀️

Up for the challenge? Let’s get in touch 🚀

What you’ll be doing

• Managing and developing wholesale credit risk management framework, including policies and procedures, limit breaches and incidents
• Performing credit assessments of Revolut Group companies
• Working with Treasury and investment managers to support the growth of the wholesale credit portfolio
• Monitoring credit worthiness of portfolio and reporting to senior management
• Covering wholesale credit risk during new product launches

What you'll need

• 2+ years of experience in wholesale credit risk analytics or underwriting, such as fundamental analysis and writing credit memos
• A quantitative background and strong analytical skills
• Excellent stakeholder management skills

Nice to have

• Proficiency with SQL or Python, and other data analysis tools
• Obtained or in the process of obtaining a professional qualification such as CFA, FRM, CAIA or accounting qualifications

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Refer to our Data Privacy Statement for Candidates for details on our data handling practices during your application.