FinCrime Analyst (Retail Acquiring Fraud)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our transaction monitoring processes. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Conducting risk-based assessments of KYC/CDD reviews, document verification, and financial crime risk analysis in line with regulatory requirements and internal bank policies
• Analysing system alerts, investigating unusual or high-risk activity, identifying potential predicate offences to fraudulent activities, and preparing high-quality investigations and reports
• Identifying red flags and emerging risks, escalating cases to relevant teams, and ensuring proper documentation
• Handling sensitive customer and bank information with the highest level of confidentiality and integrity
• Acting in accordance with written policies, procedures, and relevant legislation
• Taking end-to-end ownership of internal issues and complex procedural queries, ensuring full resolution from start to finish
• Identifying, analysing, resolving, and implementing continuous knowledge and investigation within fraud handling processes
• Analysing previous case outcomes and conducting new deep-dive investigations to identify possible red flags, trends, and improvement opportunities

What you'll need

• A bachelor's degree
• 2+ years of experience in financial crime investigations
• Fluency in English and Spanish (C1+ level)
• Knowledge of investigative methodologies evidenced by use of analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• The ability to work with multiple stakeholders and take ownership of assigned workload
• Adaptability with fast-cycle feedback loops
• A willingness to work a variety of shifts, including nights and weekends
• To be able to work from the Mexico City office

Nice to have

• A degree in law or STEM subject
• A professional certification (e.g., ICA or ACAMS)
• Experience with fraud detection systems
• Fluency in other languages

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice