FinCrime Analyst

Remote: Japan

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

As a Financial Crime Analyst, you will work closely with domestic and international financial crime departments and other relevant units. You will be responsible for customer identity verification (KYC), as well as monitoring and investigating suspicious transactions. You will have the opportunity to continuously develop your professional career by gaining deep knowledge of financial crime regulations and mastering the latest skills.

Up to shape what's next in finance? Let's get in touch.

当社の金融犯罪対策チームは、コンプライアンスの専門性とデータドリブンな発想を掛け合わせ、法規制の遵守と顧客体験の向上を両立させています。スピード感のあるデジタル環境下で、金融犯罪を防止するための革新的かつ効率的な仕組みを構築し、常に業界の最先端を走り続けています。

金融犯罪対策アナリストは国内外の金融犯罪対策部門およびその他関連部門と密接に連携し、お客様の本人確認や疑わしい取引等の監視や調査を担当します。

金融犯罪対策に関わる法規制の深い知識と最新のスキルを身につけ、専門的なキャリアを継続的に発展させることができます。

金融犯罪リスクにおけるAML/CFT、詐欺、制裁に関する業務知識をお持ちで、東京のオフィスで勤務可能な金融犯罪対策アナリストを募集しています。

What you’ll be doing

Self-verification of the proper implementation of AML/CFT operations

Escalation of AML/CFT risks to domestic and international senior management

Review and verification of transactions at the time of execution, based on laws, regulations, and internal policies

Detection of suspicious transactions and reporting to authorities in accordance with the Act on Prevention of Transfer of Criminal Proceeds

Operations related to severing relationships with Anti-Social Forces

Investigation and adjudication of suspicious or fraudulent transactions identified through monitoring

業務内容

• AML/CFT業務が適切に行われていることの自己検証
• AML/CFTリスクに係る国内・海外のシニアマネジメントへのエスカレーション
• 法令・社内規程等に基づいた取引時確認等の審査業務
• 犯収法に基づく疑わしい取引の検知と当局への報告
• 反社会的勢力との関係遮断に係る業務
• モニタリングによる不審な取引や不正取引に対する調査・判定

What you'll need

• Proven background in financial crime prevention including AML/CFT monitoring, investigation, and reporting within the banking, securities, or Fintech sectors
• Ability to collaborate effectively with diverse global teams and execute tasks with a high sense of urgency and speed
• Business-level English or higher, paired with Japanese language skills (Native level preferred)
• Minimum of a bachelor's degree or equivalent
• Must have 2 years of previous fincrime experience or 1 year of previous Fincrime experience in AML, FIU or similar complex investigation fields, where risk based approach is used
• Understanding of financial crime red flags and typologies, and how to identify them
• Experience with investigative methodologies evidenced with previous experience of having used analytical tools (e.g. spreadsheets, filters, pivots, network charts)
• Critical thinking and attention to detail
• The ability to multitask, prioritise and work well under pressure

応募資格

銀行、証券、またはフィンテック業界における、AML/CFT取引のモニタリング、調査、および報告業務を含む金融犯罪防止の実務経験を有していること

• 多様なグローバルチームと効果的に連携し、強い責任感を持って迅速に業務を遂行する能力があること
• ビジネスレベル以上の英語力、および日本語力（ネイティブである事が望ましい）
• 学士号またはそれと同等の資格を有すること
• 2年以上の金融犯罪対策の実務経験、もしくはAML（マネーローンダリング対策）、FIU（金融情報部門）、またはリスクベース・アプローチ（RBA）を用いた同様の高度な調査分野における1年以上の実務経験を有すること
• 金融犯罪のレッドフラッグや手口を理解し、それらを特定できる能力があること
• 分析ツール（スプレッドシート、フィルター、ピボットテーブル、ネットワークチャート等）を用いた調査手法の実務経験があること
• クリティカルシンキングと、細部まで見落とさない高い注意力を備えていること
• 強いプレッシャーのかかる環境下で、複数のタスクに優先順位を付け、並行して遂行できる能力があること

Nice to have

Internationally recognized credentials (e.g., ACAMS, or ICA diplomas)

Hands-on experience and proficiency in data analysis tools (e.g., SQL)

Proven experience in managing projects and driving initiatives to completion

歓迎要件

• 国際的に認知された団体による専門的な資格（例：ICA、ACAMS)
• データ分析の経験とスキル (SQL等）
• プロジェクト管理の経験

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice