Interim 6-months contract role based in London (Hybrid)

Role overview 🚀

We are looking for a hands-on Interim Credit Risk Strategy Lead, who will oversee the development of credit risk strategies for Uncapped’s growing small-ticket business lending portfolio.

Candidates must have at least 8 years of experience in building credit acquisition strategies within the fintech or banking industry, focusing on the consumer or SME lending sector and should be able to code in Python at a very advanced level. They must have a proven history of quickly settling into new businesses, developing working relationships fast and driving positive impact in relatively compressed timelines.

We are looking for an individual with an entrepreneurial and innovative spirit, coupled with a strong analytical mindset. Given Uncapped's reliance on non-standard data sources for loan underwriting, robust technical skills and a principles-first approach are essential.

About Uncapped 👫

Founded in 2019, Uncapped is the fastest, most affordable way for growing online businesses to fund marketing and inventory. The company was born out of frustration with the limited financing options available for UK and European entrepreneurs to finance growth.

Uncapped provides working capital loans to brands and retailers around the world, doing between $10m and $100m in turnover.

Uncapped has raised VC funding from most notable investors including Lakestar, Mouro Capital, Global Founders Capital, White Star Capital, Seedcamp, and All Iron Ventures.

What you will do ✍️

• Build and and iterate credit risk strategies for Uncapped's small business lending portfolio.
• Oversee the development of credit policies
• Drive the development of credit risk models, scoring systems, and underwriting criteria. Ensure adherence to all relevant lending laws and regulations.
• Work closely with the product team to ensure risk management initiatives are aligned with business goals.
• Drive positive selection within the lending portfolio by influencing factors such as marketing, pricing, product development, segmentation, customer experience, and underwriting.
• Ensure that the risk-return hurdles are met while designing strategies.